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Child marriage within the U.S. is a frightening reality

Three children sitting on grass

Imagine if a child could be entered into a legal marriage, with no input from them – then forbidden to file for divorce. Imagine if the child were not allowed to leave home and seek help if the marriage turned abusive.

This is not a dystopian nightmare. It's the reality in much of the United States.

Child marriage, or marriage before 18, remains legal in 46 U.S. states, as well as three U.S. territories, including the District of Columbia. Typically, these marriages are approved with nothing more than a parent's signature on a form, known as "parental consent." This is often "parental coercion," and sometimes, a judicial rubberstamp.

Meanwhile, the age of adulthood remains 18 or higher in every state. This unconscionable legal contradiction – children entered into marital contracts before they have the legal rights they need to navigate such a serious contract – very much puts the "lock" in "wedlock."

I am a forced marriage survivor, and I founded Unchained At Last to combat forced and child marriage in the U.S. by helping individuals escape these marriages and pushing for relevant legislation. Here is what Unchained has found working with hundreds of survivors and researching legislation in every U.S. state.

When an adult in the U.S. escapes a forced marriage, their parents are planning for them or fleeing a forced marriage that already happened, Unchained's initial first step is to help the child leave home and safety get them to a domestic violence shelter.

However, children who leave home are typically considered runaways. Police search for them and take them into custody or drag them back home. If Unchained helped a child to leave home, staffers could face criminal charges.

Besides, where would the child go? In Unchained's experience, most domestic violence shelters across the U.S. do not accept children who are unaccompanied by a parent or guardian, because of the potential legal liability minors bring. Youth shelters are not a solution: Shelters typically notify parents when their children are there and house children only for about three weeks while they work on a reunification plan. Child-protective services aren't a solution either.

Caseworkers across the U.S. tell Unchained that preventing legal marriages is not in their mandate. Those fleeing a forced marriage often have complex legal needs, but contracts with children, including retainer agreements with attorneys, usually are voidable or void. Thus, only the most generous attorneys would agree to represent a child.

Perhaps most shockingly, children typically are not allowed to initiate a legal proceeding unless they act through a guardian or other representative. Often, this means they are not allowed to file for divorce or, if their spouse is abusive, to seek a protective order.

When children reach out to Unchained and learn about their limited options, they often despair and go along with a forced marriage, knowing it means they will be raped on their wedding night and thereafter. Children also know they probably will be pulled out of school and their dreams for their future will be destroyed. Many turn to suicide attempts and self-harm.

This is not a small problem. Unchained's groundbreaking research found an estimated 248,000 children as young as 12 were married in the U.S. between 2000 and 2010. Almost all were girls wed to adult men.

These girls face all the hurdles described here if they try to say no to marriage, before or after it happens, but their adult husbands do not. Think about the power imbalance that creates.

Even when child marriage is not forced, its devastatingly impacts girls enough that the U.S. State Department has called marriage before 18 a "human rights abuse." The repercussions are long-lasting and affect nearly every aspect of a girl or woman's life.

Child brides in the U.S. are 50 percent less likely to finish high school and four times less likely ever to finish college. They are three times more likely to have five or more children and 31 percent are more likely to end up living in poverty. They face a 23 percent higher risk of heart attack, cancer, diabetes and stroke, and an increased risk of psychiatric disorders. Globally, child brides are three times more likely to be beaten by their spouse.

The solution is simple. Unchained now leads a growing national movement to pass legislation in every state, territory and district at the federal level, eliminating legal loopholes that allow marriage before the age of adulthood. So far, Unchained has seen legislative victories in Delaware, New Jersey, Pennsylvania and Minnesota, as well as the U.S. Virgin Islands and American Samoa.

Imagine if the rest of the U.S. did the same.

Please join Unchained in making that happen. Go to unchainedatlast.org to see how you can help end child marriage in the U.S.

Fraidy Reiss is a forced marriage survivor and the founder/executive director of Unchained At Last, a nonprofit that works to end forced and child marriage in the United States through direct services and advocacy.

Women founders continue to come up against common challenges and biases

Written by Kelly Devine, Division President UK & Ireland, Mastercard

Starting a business may have historically been perceived as a man’s game, but this couldn’t be further from reality. Research shows women are actually more likely than men to actively choose to start their own business – often motivated by the desire to be their own boss or to have a better work-life balance and spend more time with their family.

The recently published Mastercard Index of Women Entrepreneurship 2021 found that in the category of 'Aspiration Driven Entrepreneurship’ – capturing those who actively choose to start their own business – women in the UK surpass men: 60% vs 56%. And Mastercard research from February 2022 found 10% of female business owners started their business in the past two years compared to 6% of men – meaning women were 67% more likely to have started a business during the pandemic.

Yet, there are common challenges that women founders continue to come up against - not least the gender imbalance in the household and long-held biases which are still prevalent.

In the UK, women are almost three times more likely to be balancing care and home commitments than men, and this was exacerbated during the pandemic as the additional barriers of school closures and lockdowns meant that the care time of dependents rose significantly on a day-to-day level for women. In addition, women were less likely to have access to a home office, greatly impacting the work they were able to accomplish when working from home was the only option.

It's also widely known that female business owners are still more likely to struggle to access funding for their business ideas. According to Dealroom, all-women founding teams received just 1.4% of the €23.7bn invested into UK start-ups in 2021, while all-male leadership teams have taken almost 90% of the available capital.

Without financial support, and when juggling significant time pressures both at home and at work, how can women grow their companies and #BreaktheBias (as this year’s International Women’s Day termed it)? What tools or support can save them time and money, and give them the headspace they need to focus on building their business?

With female owned businesses collectively estimating revenue growth of £120 billion over the next five years, solving this problem is bigger than supporting women – it’s about supporting the national economy.

Using tech to level the playing field

There are clearly societal issues at play that need to be resolved. But when we look at the rise in technology businesses during the pandemic, we can plainly see an alternative source of support critical for business growth: digital tools.

A third of female business owners say new technologies will be crucial to the success of their business in the future and one in five say it is the most important thing for business growth.

With new technology comes new ways to pay, create, and work. And yet there are barriers that prevent business owners accessing this technology. Women are significantly more likely to say they want to use more digital tools but don’t know what is best for their business and also more concerned about the security of digital tools.

When technology is adopted by businesses – whether using online accounting solutions or messenger services for communicating with staff – it saves them time, allows them to maintain and grow their customer base, and ultimately increases cost savings and profit.

By drastically improving the training and support that is available to women-owned business to access and utilise technology we will allow these businesses to grow and succeed. And we know there is demand for it.

Research done by the IFC and Dalberg shows that female entrepreneurs are more likely to invest time and money in business development. This includes product development, customer base expansion, and digital tools and training and there are plenty of services available offering this type of support – many of them for free.

One such programme is Strive UK – an initiative of the Mastercard Center for Inclusive Growth – which aims to reach 650,000 micro and small business owners across the UK and empower them with the tools they need to thrive in the digital economy through free guidance, helpful tools and one-to-one mentoring.

Working together with small business experts – Enterprise Nation, Be the Business and Digital Boost – we hope to ensure hundreds of thousands of UK female business owners have the tools they need to succeed and reach their ambitious goals. Because this ambition remains strong in the UK, with female business owners largely optimistic about the future despite the multitude of challenges they are facing. Four in ten say they will grow their business in the next five years – compared to only a third of male business owners – and they’re also 35% less likely than men to say they plan to downsize or close the business.

But if we do not empower female entrepreneurs to access the tools and technology they need to grow, there is a risk this optimism could be misplaced. Support programmes that provide business owners with guidance and mentorship can help ensure this isn’t the case, allowing female entrepreneurs to not only survive but thrive in the months and years ahead.