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Are we all racists?

people holding black and white love me printed banner
Photo by Clay Banks on Unsplash

I grew up in a very white town. By the time I left school in 1983, I had met two non-white people. There was a lad called Geoffrey in primary school, who was of African descent, and my chum Amarjit, who was of Indian origin. People of different races were something you only really saw on television. When I started working in a large office, it was much the same story.

I can only remember one Black man working there. For the first twenty years, I lived in something of a racial bubble. So, where did my opinions of other races come from?

Clearly not experience.

My mother, who grew up in an even whiter environment, would tell me things like "Black people are nice, but they're a bit lazy" or "Asians work hard, but they're too serious." These are the generalizations causing great offense nowadays, but were rather innocuous at the time. Even my limited exposure allowed me to see the inaccuracy of those statements. Geoffrey, for instance, was somewhat hyperactive and not particularly pleasant. Amarjit had a fine sense of mischief, and he could skive with the best of them. I filed such things away in a folder marked "daft things your mother tells you" and paid little attention.

From outside, there were far less pleasant opinions flying around.

These were the days of Bernard Manning, Jim Davidson, and Mike Reid. It was also the time of the National Front, and a thoroughly vicious skinhead sub-culture. Big bananas and racist chanting were commonplace at football matches, where people would even make Nazi salutes and shout "Sieg heil!" in a misguided attempt to look cool.

Even for an instinctively counter-cultural youngster like myself, armed with a collection of jazz and reggae tunes, and far more engaged with the "alternative comedy" scene, it was impossible to live through the '80s without soaking up some of the ambient prejudice.

You could barely move for it.

If you were to ask me whether I'm a racist or not, my instinctive answer would be: "no, of course, I'm not!" I've always hated and actively opposed the idea people can easily be categorized on something as petty as skin color. The whole notion is daft, and those who espouse it as some virtue are even dafter. I've always been very vocal in my opposition to it.

I would, in short, be on my high horse.

But would I, hand on heart, be telling the truth to declare myself completely non-racist? The answer, I have to admit, is no. Somewhere in my subconscious mind, there are bound to be some lingering stereotypes, particularly when it comes to groups I've never encountered.

As humans, we have a natural over-reliance on inductive knowledge. We extrapolate from small samples when small samples are all that we have. Up to a certain point in my life, I would only have ever known one cat. At that point, I would've assumed all cats were black and white, with green eyes.

Gradually, my view of cats broadened simply through the process of seeing more cats. I am yet to meet a Māori, but I have to acknowledge the first one I meet will slightly color my perception of those I haven't met.

I would suggest we're all racist to some degree, however slight. I see it as a condition running from very mild over-generalization, to full-blown and ghastly hatred. By judging people in binary terms, simply as racist or non-racist, we create a false division. It makes absolutely no sense to tar someone who imagines all black people are great dancers with the same brush as a Klansman.

Until we learn to treat racism as a spectrum, we will never begin to overcome it. We should aspire to work our way towards its mildest extreme, while condemning those seeking to do the opposite. If we deny our place on the scale, we run the risk of being unjustifiably self-righteous, sending others in the wrong direction.

Like most human problems, racism can only be addressed from a point of honesty.

Women founders continue to come up against common challenges and biases

Written by Kelly Devine, Division President UK & Ireland, Mastercard

Starting a business may have historically been perceived as a man’s game, but this couldn’t be further from reality. Research shows women are actually more likely than men to actively choose to start their own business – often motivated by the desire to be their own boss or to have a better work-life balance and spend more time with their family.

The recently published Mastercard Index of Women Entrepreneurship 2021 found that in the category of 'Aspiration Driven Entrepreneurship’ – capturing those who actively choose to start their own business – women in the UK surpass men: 60% vs 56%. And Mastercard research from February 2022 found 10% of female business owners started their business in the past two years compared to 6% of men – meaning women were 67% more likely to have started a business during the pandemic.

Yet, there are common challenges that women founders continue to come up against - not least the gender imbalance in the household and long-held biases which are still prevalent.

In the UK, women are almost three times more likely to be balancing care and home commitments than men, and this was exacerbated during the pandemic as the additional barriers of school closures and lockdowns meant that the care time of dependents rose significantly on a day-to-day level for women. In addition, women were less likely to have access to a home office, greatly impacting the work they were able to accomplish when working from home was the only option.

It's also widely known that female business owners are still more likely to struggle to access funding for their business ideas. According to Dealroom, all-women founding teams received just 1.4% of the €23.7bn invested into UK start-ups in 2021, while all-male leadership teams have taken almost 90% of the available capital.

Without financial support, and when juggling significant time pressures both at home and at work, how can women grow their companies and #BreaktheBias (as this year’s International Women’s Day termed it)? What tools or support can save them time and money, and give them the headspace they need to focus on building their business?

With female owned businesses collectively estimating revenue growth of £120 billion over the next five years, solving this problem is bigger than supporting women – it’s about supporting the national economy.

Using tech to level the playing field

There are clearly societal issues at play that need to be resolved. But when we look at the rise in technology businesses during the pandemic, we can plainly see an alternative source of support critical for business growth: digital tools.

A third of female business owners say new technologies will be crucial to the success of their business in the future and one in five say it is the most important thing for business growth.

With new technology comes new ways to pay, create, and work. And yet there are barriers that prevent business owners accessing this technology. Women are significantly more likely to say they want to use more digital tools but don’t know what is best for their business and also more concerned about the security of digital tools.

When technology is adopted by businesses – whether using online accounting solutions or messenger services for communicating with staff – it saves them time, allows them to maintain and grow their customer base, and ultimately increases cost savings and profit.

By drastically improving the training and support that is available to women-owned business to access and utilise technology we will allow these businesses to grow and succeed. And we know there is demand for it.

Research done by the IFC and Dalberg shows that female entrepreneurs are more likely to invest time and money in business development. This includes product development, customer base expansion, and digital tools and training and there are plenty of services available offering this type of support – many of them for free.

One such programme is Strive UK – an initiative of the Mastercard Center for Inclusive Growth – which aims to reach 650,000 micro and small business owners across the UK and empower them with the tools they need to thrive in the digital economy through free guidance, helpful tools and one-to-one mentoring.

Working together with small business experts – Enterprise Nation, Be the Business and Digital Boost – we hope to ensure hundreds of thousands of UK female business owners have the tools they need to succeed and reach their ambitious goals. Because this ambition remains strong in the UK, with female business owners largely optimistic about the future despite the multitude of challenges they are facing. Four in ten say they will grow their business in the next five years – compared to only a third of male business owners – and they’re also 35% less likely than men to say they plan to downsize or close the business.

But if we do not empower female entrepreneurs to access the tools and technology they need to grow, there is a risk this optimism could be misplaced. Support programmes that provide business owners with guidance and mentorship can help ensure this isn’t the case, allowing female entrepreneurs to not only survive but thrive in the months and years ahead.