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A horror film made me quit my job - and I couldn't be happier

Derek (Steven Yuen) in Mayhem.

Sanja Bucko/RLJ Entertainment

We've all been down in the dumps lately, and we all faced our own personal challenges. At the start of the first UK lockdown I was working from home a few weeks before being diagnosed with depression. At the time I could only manage being awake and functioning for a few hours at a stretch.

It was through watching movies that I found comfort. Sometimes, there would be a chance to watch them while remotely chatting with a friend. I joined a few watching clubs, with the purpose of introducing my friend to horror movies. I highly recommend this exercise. It's fun to watch with someone who will not only be more likely to be scared, but will also witness the wide range of subjects and dilemmas covered by the genre.

Horror movies are the best place to find high concepts played out, science fiction comes a close second. There have been a lot of movies with a peripheral pandemic to comfort watch with the lights off, a mask on and a steaming cup of hand sanitizer. The film we watched was Mayhem.

The premise of Mayhem is there is a fast spreading virus that causes people to act on all their unconscious desires for sex and violence. Starring The Walking Dead's Steven Yuen, the film takes place in an office building that is in quarantine, while the virus takes its course. Essentially, the people inside get the virus and go nuts. Being an American film, the film focuses more on the violent side than it does on the sex.

Damned prudish cowards!

MAYHEM Official Trailer (2017) Steven Yeun, Zombie Like Action Movie HDwww.youtube.com

They don't all keep it in their pants. There are a lot more office equipment stabbings than lockdown hook-ups. There is a healthy amount of swearing, a beautiful blood splattered set design and cathartic violence. The plot and high concept also deliver, this being one of the many recent horror movies that showcase the legacy of John Carpenter.

I was an undervalued employee of a company that wanted me to use my time and energy, not just taking money from those most vulnerable and giving it to the very wealthy, but to also convince the customer it was the right. It definitely made me feel that difficult conversations should be about more important things in life than other people's money.

The company felt like a microcosm of the UK.

The people in the highest paid positions were also those with the most expensive and exclusive educations and upbringings. The majority of people there were working hardest in the customer services team, spurred on by the hope they can get a pay rise and more respect by getting promoted out of their current roles. The modern working classes. They felt they didn't have the power to make things better or fairer, while also seeing the best way to get themselves out of their current situation as hard work with the hope of a promotion.

They could see a path to make themselves comfortable. The final layer of this vivarium are the customers.

The customers would have gotten a loan on a vehicle for an essential purpose in almost every case. They may have gone for a vehicle with more prestige and features than their requirements. That would have had as much to do with the loan parameters as their personal vanity. The choices made by the customers would be under our scrutiny.

They may have had to have a vehicle to work, but that vehicle would not need to be a luxury. The majority of customers I spoke to did not have the economic literacy to understand what they had agreed to. They would equate the cost of the loan with the cost of the vehicle plus a certain percentage. APR is a hydra that grows much bigger than that, as many of us have found out the hard way.

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Customer services would be in the position of explaining to a customer what they had already signed. Something that car dealers who are often present when the customer signs, should be explaining to the customer up front. If we can't trust car salesmen to do the honest thing, then what is the world coming to!?

The teams in direct contact with customers would end up taking a lot of abuse. Of course, many of the customers would be lovely to speak to, and you might share a joke or learn something from them. The ones that made an impression were the ones that would leave you exhausted by the end of the day. This made it easier to see the customers as the problem rather than just part of the economic hierarchy you yourself are perpetuating.

Telling yourself you take money from the stupid and give it to the clever is a lot easier on the brain than knowing you're taking money from the desperate and giving it to the wealthy. The dehumanization of the customers was not only a useful skill to get you through the day with your mind intact, but also helped you get up in the morning thinking what you are putting your effort into is reasonable.

I convinced myself the unreasonable are the only ones treated in an unreasonable way. I started to see the dirty business of loans and debt as being the gaping maws of a beast called capitalism. I felt I was justified in my work on the front line of this because I would speak to people, rather than use the capable teeth of the debt system. This fantasy I built could not last.

There was nothing truly good about what I was doing. No wonder Mayhem resonated. There was less blood, but that doesn't mean no one got hurt. Myself included. While it would have been exciting to team up with an angry customer and make a noisy, public mess dismantling the company, I simply gave notice.

Thankfully, it takes a lot more than a movie to put me over the edge. I knew the depression I had to take sick leave for was also feeding my despondency and cognitive dissonance of the work I did. This is why Mayhem has been the most important and deeply satisfying film I watched in the last four years.

I relished watching all the carnage, claret and catharsis of my anger being played out before my eyes in humorous fantasy. I am forever thankful for violent films, so much better for all of us than an actual office bloodbath.

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Women founders continue to come up against common challenges and biases

Written by Kelly Devine, Division President UK & Ireland, Mastercard

Starting a business may have historically been perceived as a man’s game, but this couldn’t be further from reality. Research shows women are actually more likely than men to actively choose to start their own business – often motivated by the desire to be their own boss or to have a better work-life balance and spend more time with their family.

The recently published Mastercard Index of Women Entrepreneurship 2021 found that in the category of 'Aspiration Driven Entrepreneurship’ – capturing those who actively choose to start their own business – women in the UK surpass men: 60% vs 56%. And Mastercard research from February 2022 found 10% of female business owners started their business in the past two years compared to 6% of men – meaning women were 67% more likely to have started a business during the pandemic.

Yet, there are common challenges that women founders continue to come up against - not least the gender imbalance in the household and long-held biases which are still prevalent.

In the UK, women are almost three times more likely to be balancing care and home commitments than men, and this was exacerbated during the pandemic as the additional barriers of school closures and lockdowns meant that the care time of dependents rose significantly on a day-to-day level for women. In addition, women were less likely to have access to a home office, greatly impacting the work they were able to accomplish when working from home was the only option.

It's also widely known that female business owners are still more likely to struggle to access funding for their business ideas. According to Dealroom, all-women founding teams received just 1.4% of the €23.7bn invested into UK start-ups in 2021, while all-male leadership teams have taken almost 90% of the available capital.

Without financial support, and when juggling significant time pressures both at home and at work, how can women grow their companies and #BreaktheBias (as this year’s International Women’s Day termed it)? What tools or support can save them time and money, and give them the headspace they need to focus on building their business?

With female owned businesses collectively estimating revenue growth of £120 billion over the next five years, solving this problem is bigger than supporting women – it’s about supporting the national economy.

Using tech to level the playing field

There are clearly societal issues at play that need to be resolved. But when we look at the rise in technology businesses during the pandemic, we can plainly see an alternative source of support critical for business growth: digital tools.

A third of female business owners say new technologies will be crucial to the success of their business in the future and one in five say it is the most important thing for business growth.

With new technology comes new ways to pay, create, and work. And yet there are barriers that prevent business owners accessing this technology. Women are significantly more likely to say they want to use more digital tools but don’t know what is best for their business and also more concerned about the security of digital tools.

When technology is adopted by businesses – whether using online accounting solutions or messenger services for communicating with staff – it saves them time, allows them to maintain and grow their customer base, and ultimately increases cost savings and profit.

By drastically improving the training and support that is available to women-owned business to access and utilise technology we will allow these businesses to grow and succeed. And we know there is demand for it.

Research done by the IFC and Dalberg shows that female entrepreneurs are more likely to invest time and money in business development. This includes product development, customer base expansion, and digital tools and training and there are plenty of services available offering this type of support – many of them for free.

One such programme is Strive UK – an initiative of the Mastercard Center for Inclusive Growth – which aims to reach 650,000 micro and small business owners across the UK and empower them with the tools they need to thrive in the digital economy through free guidance, helpful tools and one-to-one mentoring.

Working together with small business experts – Enterprise Nation, Be the Business and Digital Boost – we hope to ensure hundreds of thousands of UK female business owners have the tools they need to succeed and reach their ambitious goals. Because this ambition remains strong in the UK, with female business owners largely optimistic about the future despite the multitude of challenges they are facing. Four in ten say they will grow their business in the next five years – compared to only a third of male business owners – and they’re also 35% less likely than men to say they plan to downsize or close the business.

But if we do not empower female entrepreneurs to access the tools and technology they need to grow, there is a risk this optimism could be misplaced. Support programmes that provide business owners with guidance and mentorship can help ensure this isn’t the case, allowing female entrepreneurs to not only survive but thrive in the months and years ahead.